[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hc3.cz\/netrpte-nedostatkem\/#Article","mainEntityOfPage":"https:\/\/www.hc3.cz\/netrpte-nedostatkem\/","headline":"Netrpte nedostatkem","name":"Netrpte nedostatkem","description":"Mo\u017en\u00e1 u\u017e jste si tak\u00e9 n\u011bkdy vyzkou\u0161eli, jak\u00e9 je to \u017e\u00edt v dob\u011b, kdy \u010dlov\u011bk nem\u00e1 dost pen\u011bz. Mo\u017en\u00e1 jste tak\u00e9 obch\u00e1zeli obchody a uv\u011bdomovali si, \u017ee nem\u00e1 smysl tam zach\u00e1zet, i kdy\u017e byste si tam n\u011bco pot\u0159ebovali koupit, proto\u017ee byste si odsud bez pen\u011bz stejn\u011b nic neodnesli, mo\u017en\u00e1 v\u00e1s tak\u00e9 tr\u00e1pily \u00fa\u010dty, kter\u00e9 jste &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.hc3.cz\/netrpte-nedostatkem\/\" class=\"more-link\">Pokra\u010dovat ve \u010dten\u00ed<span class=\"screen-reader-text\"> \"Netrpte nedostatkem\"<\/span><\/a><\/p>","datePublished":"2025-07-08","dateModified":"2025-07-08","author":{"@type":"Person","@id":"https:\/\/www.hc3.cz\/author\/#Person","name":"hc3.cz\n","url":"https:\/\/www.hc3.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hc3.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hc3.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppp_10_5.jpg","url":"https:\/\/www.hc3.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppp_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.hc3.cz\/netrpte-nedostatkem\/","about":["Finance"],"wordCount":427,"articleBody":"   Mo\u017en\u00e1 u\u017e jste si tak\u00e9 n\u011bkdy vyzkou\u0161eli, jak\u00e9 je to \u017e\u00edt v dob\u011b, kdy \u010dlov\u011bk nem\u00e1 dost pen\u011bz. Mo\u017en\u00e1 jste tak\u00e9 obch\u00e1zeli obchody a uv\u011bdomovali si, \u017ee nem\u00e1 smysl tam zach\u00e1zet, i kdy\u017e byste si tam n\u011bco pot\u0159ebovali koupit, proto\u017ee byste si odsud bez pen\u011bz stejn\u011b nic neodnesli, mo\u017en\u00e1 v\u00e1s tak\u00e9 tr\u00e1pily \u00fa\u010dty, kter\u00e9 jste m\u011bli zaplatit, jen\u017ee nebylo \u010d\u00edm, a t\u00edm p\u00e1dem bylo zad\u011bl\u00e1no na pot\u00ed\u017ee s neuhrazen\u00fdmi platbami. St\u00e1v\u00e1 se to mnoh\u00fdm z n\u00e1s. A rozhodn\u011b to nen\u00ed n\u011bco, co bychom t\u011bm nemaj\u00edc\u00edm dostatek finan\u010dn\u00edch prost\u0159edk\u016f z\u00e1vid\u011bli. Ti jsou sp\u00ed\u0161e politov\u00e1n\u00edhodn\u00ed.Jen\u017ee soucit lidem bez dostatku pen\u011bz nepom\u016f\u017ee. Ten toti\u017e pen\u00edze zajistit nedok\u00e1\u017ee. Ze soucitu se d\u00e1vaj\u00ed nanejv\u00fd\u0161 almu\u017eny, kter\u00e9 jsou nic ne\u0159e\u0161\u00edc\u00ed. A lid\u00e9, kte\u0159\u00ed postr\u00e1daj\u00ed pen\u00edze na \u017eivobyt\u00ed, t\u011bchto pot\u0159ebuj\u00ed v\u00edc. Jen\u017ee je \u010dasto nemaj\u00ed kde vz\u00edt. Proto\u017ee kdo d\u00e1 pot\u0159ebn\u00e9 pen\u00edze jen tak n\u011bkomu, komu sch\u00e1zej\u00ed? Dobrovoln\u011b nikdo.Jedin\u00e9, co je v takov\u00e9 situaci pro chud\u00e9 lidi pozitivn\u00ed, je to, \u017ee i kdy\u017e jim nikdo postr\u00e1dan\u00e9 pen\u00edze ned\u00e1, n\u011bkdo jim je m\u016f\u017ee aspo\u0148 p\u016fj\u010dit. A i kdy\u017e se v takov\u00e9m p\u0159\u00edpad\u011b jedn\u00e1 jenom o \u010dasov\u011b omezenou pomoc, i kdy\u017e se mus\u00ed vyp\u016fj\u010den\u00e9 pen\u00edze vracet, m\u016f\u017ee se i p\u016fj\u010dka hodit. A velice \u010dasto se m\u016f\u017ee hodit nebankovn\u00ed hypot\u00e9ka.Pro\u010d zrovna ta? Odpov\u011b\u010f je trochu skli\u010duj\u00edc\u00ed, ale pravdiv\u00e1. Lid\u00e9, kte\u0159\u00ed nemaj\u00ed dost pen\u011bz, zkr\u00e1tka \u010dasto neusp\u011bj\u00ed v bank\u00e1ch, kter\u00e9 vy\u017eaduj\u00ed u p\u016fj\u010dek nesplniteln\u00e9 z\u00e1ruky. Zat\u00edmco u nebankovn\u00ed hypot\u00e9ky, u kter\u00e9 se d\u00e1v\u00e1 do z\u00e1stavy jako\u017eto z\u00e1ruka spl\u00e1cen\u00ed nemovitost, to probl\u00e9m nen\u00ed, proto\u017ee krom\u011b zm\u00edn\u011bn\u00e9 z\u00e1ruky tu po \u010dlov\u011bku vlastn\u011b skoro nic necht\u011bj\u00ed. Pen\u00edze mu v\u00fdhodn\u011b p\u016fj\u010d\u00ed, a pr\u00e1v\u011b to je to, co je pot\u0159eba.A proto je tolik lid\u00ed v nesn\u00e1z\u00edch, kte\u0159\u00ed si pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ky berou. A to nejen proto, \u017ee jim t\u0159eba nikdo jin\u00fd ned\u016fv\u011b\u0159uje a nep\u016fj\u010d\u00ed. Takov\u00e1 nebankovn\u00ed hypot\u00e9ka https:\/\/nebankovnihypoteky.net\/nebankovni-hypoteky\/ m\u00e1 sv\u00e9 v\u00fdhody i pro ty, kdo si mohou vyb\u00edrat.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Netrpte nedostatkem","item":"https:\/\/www.hc3.cz\/netrpte-nedostatkem\/#breadcrumbitem"}]}]